Remote Senior Product Manager (Credit & Lending) Jobs 2026

Alt is revolutionizing the alternative asset space, starting with the massive $5 billion trading-card market. Backed by industry leaders at Stripe, Coinbase, Seven Seven Six, and elite pro athletes, Alt empowers collectors to buy, sell, vault, and finance their assets in one unified platform. As Alt’s cash advance and lending products rapidly become core revenue drivers, the company is seeking an experienced Senior Product Manager to own the full credit system end-to-end.

This is a high-impact, 100% remote role that sits at the intersection of credit risk, financial modeling, product design, and operational execution. You will be responsible for everything from underwriting logic and expected-loss modeling to the customer-facing borrowing experience, ensuring fast liquidity while maintaining strong portfolio performance.

Job Overview and Details

Job Feature	Details
Job Title	Senior Product Manager (Credit & Lending)
Position Type	Full-Time (100% Remote)
Base Salary	$170,000 – $180,000 USD per year + Equity
Required Experience	5–8+ years in credit, lending, underwriting, risk, or fintech.

What You’ll Own

Your mandate is to increase usable liquidity for customers while reducing losses and improving model accuracy. Your core areas of ownership will include:

Credit Decisioning Engine: Own the underwriting logic for cash advances and loans. Partner with Data Science to refine model thresholds, LTV caps, and expected-loss calculations ensuring fast, consistent decisioning.
Lending Product Experience: Own the borrower UI/UX end-to-end (application → offer → funding → repayment). Improve clarity, trust, and ease-of-use to increase completion rates.
Portfolio Performance & Risk: Monitor loss rates, delinquency, and utilization. Work with Finance to maintain healthy margins, capital efficiency, and implement risk guardrails.
Operational Workflows: Own CX/Ops flows related to funding, manual reviews, and exceptions. Reduce operational overhead through smart automation.
Roadmap Execution: Build the quarterly roadmap for cash advances, aligning Engineering, Data Science, Finance, and Compliance teams.

Who You Are

You have 5–8+ years of PM experience in credit, lending, underwriting, risk, or fintech.
You possess a strong understanding of underwriting fundamentals, expected-loss modeling, delinquency, and LTV frameworks (you do not need to be a quant, but you must be highly comfortable with the data).
You are a product thinker who can simplify complex financial decisions into clean, user-friendly customer-facing flows.
You are able to operate at multiple altitudes—from deep credit model details to high-level product strategy.

What Alt Offers You

A base salary range of $170,000 – $180,000 plus equity.
$100/month work-from-home stipend and a $200/month wellness stipend.
WeWork office stipend for co-working flexibility.
401(k) retirement benefits, flexible vacation policy, and generous paid parental leave.
Competitive healthcare benefits (including HSA) for you and your dependents.

How to Apply

If you are ready to take ownership of a world-class credit engine and shape the future of alternative asset financing, apply today. Please submit your updated resume and a brief cover letter highlighting your experience with credit products, underwriting logic, and UI/UX directly through Alt’s official career portal.